ATMs, banks: Money matters

The Netherlands’ currency is the euro (EUR). Cash and Maestro debit cards, called ‘pin cards’, are the most common form of payment for goods and services. Credit cards are not commonly used in the Netherlands for smaller purchases, like car parks and train tickets.


There are 2 quite important things to remember when you pay with cash. It’s customary to round up or down the nearest 0 or 5 cents. It’s also good to carry smaller notes because some shops and supermarkets refuse notes in higher denominations.

Credit cards

Credit cards are not as widely used as they are in other countries. This applies to shops, restaurants, hotels and petrol stations. You can check in advance to be certain, but it’s always a good idea to carry a little cash with you in case you get caught out.


ING, ABN Amro and Rabobank are some of the biggest banks in the Netherlands. Please be aware that both are typically open only during office hours (09:00 – 17:00), and some on Saturday mornings.